Payment infrastructure

Payments built for the
real internet.

High-risk payment processing with transparent rates, readable statements, and automatic dispute handling. If Stripe rejected you — we built this for you.

Settlement statement
April 2026
PAID
Net payout
$41,238.67
Arriving Thursday, Apr 24
Gross volume $47,832.00
Processing fee (2.9%) −$1,387.13
Auto-refunded disputes −$423.00
Rolling reserve (10%) −$4,783.20
Reserve release +$0.00
3 disputes auto-resolved

The problem

Every other processor
treats you like a liability.

You've dealt with unreadable statements, zero support, surprise terminations, and contracts designed to trap you. We built the alternative.

01
Opaque statements nobody can read

EMS sends you a wall of codes at 3am. You have no idea what was deducted or why. We show you exactly where every dollar went in plain English.

02
Chargeback paperwork sent by fax

We auto-refund qualifying disputes before they become chargebacks. You get a notification. The ratio stays clean. You touch nothing.

03
Two-year contracts with hidden fees

Month to month. No early termination fee. Every possible charge listed upfront. Cancel with 30 days notice. No lock-in.

04
Fraud tooling is a black box

You can see why every transaction was approved or declined. Fraud scores, rule triggers, decline reasons — all visible in plain English with recommended actions.


The platform

Everything your
processor won't give you.

  • 📊

    Real-time transaction dashboard

    Every transaction visible the moment it fires. Fraud score, 3DS status, decline reason. No waiting for a CSV.

  • 🧾

    Human-readable statements

    Settlement data parsed nightly and displayed with clear line-item breakdowns. Every deduction explained.

  • 🛡️

    Auto-dispute resolution

    Verifi RDR and Ethoca Alerts connected at the platform level. Disputes refunded automatically before they hit your ratio.

  • 🔍

    Explainable fraud scoring

    Every transaction scored in real time. Pre-configured fraud profiles so you never start from zero.

  • 🔔

    Pre-billing notifications

    Cardholders get an email before each recurring charge. Fewer "I forgot I subscribed" disputes. Fewer calls.

Pricing — no surprises
Flat rate.
Full stop.
No setup fees. No annual fees. No surprises buried in paragraph 14.
  • Processing rate From 8.9%
  • Per transaction $0.30
  • Contract term Month to month
  • Early termination None
  • Setup fee None
  • Dispute handling Included
  • Approval timeline 24–48 hours
Apply now — 10 minutes

Adult content, nutraceuticals, and other high-risk verticals welcome.


How it works

Live in days, not weeks.

No PDF forms. No fax machines. No phone call required just to see your rates.

01 — Apply
Fill out one form

10 minutes online. Upload your documents. KYC runs automatically in the background.

02 — Approve
Decision in 24–48 hours

We review your application and send you a decision. No mystery, no waiting weeks.

03 — Integrate
API keys in your inbox

REST API, hosted payment page, or both. Sandbox environment available immediately.

04 — Process
Go live and get paid

Fraud stack pre-configured. Disputes handled automatically. Dashboard ready from transaction one.

Stop fighting your
processor.

You built something real. You deserve infrastructure that works as hard as you do.

Apply now Talk to us first